Programs & Services
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Housing programs are open and available to eligible City of Lorain, owner-occupied residents only. Subject to fund(s) availability.
HOME Rehabilitation Loan Program
|The City of Lorain’s new HOME Rehabilitation Loan Program affords eligible low-and-moderate income homeowners to make repairs on their home to improve the quality of their lives and create a positive effect in the surrounding neighborhood. The program provides up to $45,000 of home rehabilitation to owner-occupied houses in the City of Lorain. |
Applications are available by calling 440-204-2020 to speak with a member of the Housing Division.
Roof & Gutter Program (formerly Home Repair)
Please Call: 440-204-2020 for an application and brochure.
Maximum Eligible Area Median Income (AMI)
EMERGENCY ASSISTANCE PROGRAMS
Rental, mortgage and utility assistance is available for those affected by the coronavirus pandemic.
Do you have a tenant that is at risk of eviction due to the inability to pay their rent because of COVID-19?
If you think your tenant may be eligible and are willing to accept assistance to stop the eviction process and allow the tenant to remain in the home, the Lorain County Urban League may be able to assist you. Payments, up to 6 months, will be made directly to you on behalf of the tenant.Eligibility:
Are you struggling to pay your rent due to a loss in income from COVID-19? The Lorain County Urban League has a rental assistance program, providing assistance for up to 6 months, that may be able to assist you.
Please contact the Urban League at 440-323-3364 or email email@example.com for more information. The housing counselor will work with you to determine eligibility and gather all required documents. If approved, rental payments will be made directly to the landlord.
The Lorain County Urban League is also offering utility assistance for gas and electricity to City of Lorain residents impacted by COVID-19. Assistance can be provided for up to 3 months. Please contact the Urban League at 440-323-3364 or email firstname.lastname@example.org for more information.
Lead Abatement Program
For more information contact:
ARPA FUNDING OPPORTUNITIES
The City of Lorain (the “City”) conducted a city-wide survey to determine the prioritization for the use of its American Rescue Plan Act (ARPA) funds. Based on these results, the needs of the community, and the importance of Non-Profit Services and Small Businesses, the City, through its Building, Housing, and Planning Department, has created the Non-Profit Relief Fund, the Relief & Recovery Fund, and the Storefront Renovation Program.
Applications are now available. Completed applications can be submitted via email to Hannah_Kiraly@cityoflrorain.org OR dropped off at Lorain City Hall 200 W. Erie Ave, 5th Floor Department of Building, Housing, and Planning.Any business or organization that primarily sells tobacco products, cigarettes, electronic smoking devices, THC, or vapor products as those terms are defined in Section 2927.02 of the Ohio Revised Code or operating as a sexually oriented business as that term is defined in Section 2907.40 of the Ohio Revised Code are ineligible for any program or service.
Non-Profit Relief Fund (NRF)
Use of Funds
Relief & Recovery Fund (RRF)
This program intends to provide grant assistance to local hospitality, tourism, and other small businesses located within qualified census tracts that have been affected and negatively impacted by the COVID-19 pandemic and economic fallout.
Use of Funds
Grants will be provided based on financial need in response to the COVID-19 pandemic, based on funding availability and eligibility.
Minor Storefront Renovation Program (MSRP)
This program intends to assist businesses address code enforcement violations as well as create more aesthetic retail and commercial districts for a recovering economy from the COVID-19 pandemic. A renovation must be a new project. Funding is only available to eligible businesses located in a qualified census tract that has been affected and negatively impacted by the COVID-19 pandemic and economic fallout.
Grants, up to $25,000, will be awarded based on financial need in response to the COVID-19 pandemic, availability of funding, evaluation of the business façade, and renovation proposals provided.
Scope of Work and Eligible Renovations